Tuesday, November 21, 2017

Lighting Conversion Plan

In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs are being phased out and eventually will be unavailable.41630011-250.jpg

The alternative bulbs differ considerably in price. LED bulbs are the most efficient but they also cost the most. CFLs are a less expensive alternative.  Interestingly, the more expensive replacements offer lower operating costs and longer economic life.

One approach will be to inventory the different types and quantities of light bulbs you need in your home. Then, research either online or a big box store to find out what each type of bulb costs. This information will give you a total budget for converting your lighting.

It could be a significant expense to replace all the bulbs in a home at one time, especially when most of the bulbs still work. That’s where a plan might make sense.  

Replace the bulbs in the rooms where the lights are used the most such as kitchen, family rooms and bathrooms. There may be other “rooms” where the lights are used frequently like certain hallways or stairs. Outside flood lights for security purposes may be a large energy consumption.

Bulbs can vary in light output measured in lumens as well as color of light from warm white to bright white and daylight. The lighting label required by the Federal Trade Commission on all packaging will help you determine which will give you the most bang for your buck.

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Tuesday, November 14, 2017

You CAN Own a Home! Free Home Buyer Seminar this Saturday

Join me at 10 am this Saturday, October 14th at the Woodbridge Campus of Strayer University. You'll receive a FREE credit report; closing cost discounts; a home buyer feasibility analysis; and a wealth of reference material!

To learn more visit www.military-realestate.com for my complete schedule of FREE seminars.





PRICE REDUCED! 2556 Miranda Ct, Woodbridge, VA 22191

PRICE REDUCED!
$290,000    2556 Miranda Ct, Woodbridge, VA 22191
4 bdrm 3 fb 1 hb

PW10085672 - Spacious three level townhome with "bumpout" on each level. Luxury master bath with jetted tub and separate shower. Scads of decorator upgrades. Large spacious rooms. Stunning hardwood floors. Fourth bedroom in lower level NTC. Large custom deck overlooking woods. $2,000 decorator allowance. Easy commute to VRE station and to government facilities. Motivated seller can settle quickly.

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Holiday Travels

The last thing you want if you’re traveling these holidays is to worry about someone burglarizing your home. Use this check list to add some peace of mind while you’re out of town.15632491-250.jpg

  • Ask a trusted friend - to pick up mail, newspaper and keep yard picked up to avoid an appearance of being empty.
  • Consider discontinuing your mail (USPS Hold Mail Service)
  • Don’t post about your trip on Facebook and other social media until you return – some burglars actually look for this type of announcement to schedule their activities.
  • Do notify police or neighborhood watch – especially if you’re going to be gone for more than just a few days. Let your monitoring service know when you’ll be gone and if someone will be checking on your home for you.
  • Light timers make it look like someone is home – use several sets for different times to better simulate someone being at home.
  • Do unplug certain appliances – TV, computers, toaster ovens that use electricity even when they’re off and to protect them from power surges.
  • Don’t hide a key – burglars know exactly where to look for your key and it only takes them a moment to check under the mat, above the door, in the flower pot or in a fake rock.

These easy-to-handle suggestions may protect your belongings while you’re gone while adding a level of serenity to your trip.


Tuesday, November 7, 2017

Cash-In Refinance

Would someone really refinance their home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and pay off the home sooner.65125303-250.jpg

For people with extra cash available, this can be very attractive compared to the low savings rates being paid by banks.

In the example below, the current mortgage is 5% for 30 years after 48 payments of $1,342.05. The owner can refinance for 15 years at 3.37%. If they put $36,000 into the refinance, their payments will be slightly more but the mortgage will be paid off in 15 years. At that same point, if they keep the current mortgage, their unpaid balance will be $136,049.03.

If you have a goal to get your home paid off and have the available funds, a Cash-In Refinance may be just the strategy for you.

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Friday, November 3, 2017

PRICE REDUCED! 3BDRM Townhome in Lake Ridge


12652 Monarch Ct, Woodbridge VA 22192
$278,000 3BRDM, 2FB, 2HB Townhome

MLS# PW10083304 Super townhome backing to woods in the Springwoods section of Lake Ridge. Three finished levels, three spacious bedrooms, two full and two half bathrooms. Walkout from large recreation room to patio in fenced rear yard. Deck from kitchen overlooks patio and woods. Easy commute to shops, VRE, and work centers. Flexible on settlement.

Thursday, November 2, 2017

PRICE REDUCED! Cape Cod with 4 Spacious Bedrooms 22193

13748 Mapledale Ave, Woodbridge, VA 22193
$299,900  4 bdrm 2 fb

PW10091862 - Spectacular three level Cape Cod home within walking distance of Mapledale Plaza. Newer roof. Newer kitchen appliances. New electric panel. New wall to wall carpeting. New vinyl kitchen flooring. Upgraded bathrooms.large spacious rooms. Custom wrap deck. Large storage shed. Many decorator upgrades. Walkout from finished recreation room to fenced back yard. Motivated seller. Quick settlement.